We help you reach your destination…
Since 2003, we have been delivering comprehensive, innovative investment solutions to individuals, families, foundations, and endowments.
We take the following into consideration when building a portfolio: time horizon, income needs, risk tolerance, and tax status.
Our investment strategies are tailored to each client household based on their personal circumstances. In the construction of client portfolios, we have near limitless options, in our structure as an independent registered investment advisor. We are not compensated by product companies, leaving us free from conflicts of interest in selecting investments. The firm has historically invested heavily in individual equities and fixed income securities but we also perform outside manager research on separately managed accounts, mutual funds, hedge funds, private equity and real estate and have incorporated all of the above in building out client portfolios over time.
While our primary custodian is Charles Schwab (Schwab) and the majority of our client accounts are held at Schwab, our open architecture structure allows us to manage assets held at any number of financial institutions. We have entered into agreements to manage client 401k accounts, corporate stock plans and other plans that may be restricted to a certain financial institution. Our investment in technology supports a multi custodian approach and allows us to track, manage and report on these outside assets to give a complete picture of a client’s total wealth.
At Fernwood, we believe that delivering comprehensive wealth management goes beyond selecting and monitoring investments on your behalf. We bring all of the core elements of financial planning into the portfolio decision making, but we also act as your financial quarterback in coordinating with the other financial professionals in our clients lives.